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Does UIM cover pedestrian accidents?

UIM (Uninsured/Underinsured Motorist) coverage is designed to provide insurance coverage to an insured driver if they are involved in an accident with a driver who either doesn’t have insurance or doesn’t have enough insurance to cover the damages.

While UIM coverage is typically associated with car accidents, some policies may cover pedestrian accidents as well. However, the specific coverage and limitations will depend on the terms of the policy.

It’s important to review your insurance policy carefully to understand what is and isn’t covered. If you have questions or concerns about your coverage, you should contact an attorney who’s familiar with such issues, like the ones at Callahan & King, PLLC.