A serious car accident can leave you uncertain of what to do next. Following the right legal steps can help protect your rights and make sure you get the compensation you need to recover. What should you do after a collision?
1. Report the accident.
At the scene, contact the authorities. It is crucial to report the accident to the police immediately. The police will document the scene and create an official report, which is vital for legal and insurance purposes. You should also request medical help if there are any injuries.
2. Collect information and preserve evidence.
While you wait for the police, exchange names, contact details and insurance information with the other driver. Take pictures of the cars, the area around the accident and any injuries. If there are witnesses, get their contact details as well.
As the claims process moves forward, you should also preserve other evidence. Keep detailed records of all medical treatments, repairs, correspondences with insurance companies and any other expenses related to the accident. These documents will be crucial when negotiating a settlement or presenting your case in court.
3. Seek treatment for your injuries.
The symptoms of some injuries – like brain injuries, whiplash or internal bleeding – may take days to appear. As a result, even if you do not think your injuries are serious, it is important to get medical attention soon after an accident. A medical record can also link your injuries to the accident if you decide to seek compensation.
4. Inform your insurance company about the accident.
Call your insurance company soon after the accident. Tell them what happened and give them the police report and any other important papers. It is also good to review what your insurance policy covers as you learn more about the full extent of the damage the accident caused.
5. Discuss your situation with an attorney.
Serious car accidents can be complicated, especially if the accident resulted in severe damage or the insurance offer seems too low. A lawyer who knows about car accidents can guide you and, if needed, help you take legal action to get the compensation you deserve.
6. Carefully consider settlement offers before accepting.
If your insurance company offers you a settlement, talk it over with your lawyer before accepting. Sometimes, the first offer is lower than what you could get through negotiation or in court. Your lawyer can help you decide if the offer is fair or if you should ask for more.
7. Keep legal deadlines in mind.
Each state has a time limit, called a statute of limitations, for filing a lawsuit. If you miss this deadline, you might lose your chance to sue. Make sure you talk to your lawyer about these deadlines so you don’t miss out.
The aftermath of a car accident can be as much a legal issue as it is a personal and medical one. Taking the appropriate legal steps ensures that you not only recover physically and emotionally but also protect your rights.